Effective Date: Jan. 2020
Crane Financial Solutions provides personalized financial coaching and educational services. All coaching engagements require a commitment of time, preparation, and reserved availability.
For this reason, all coaching programs are non-refundable once enrollment is confirmed.
Clients are paying for access to the coaching process and reserved coaching capacity, not solely for individual sessions.
Core Coaching Programs
All core coaching programs are structured as a six (6) month commitment. By enrolling in a program, the client agrees to complete the full six-month coaching engagement. Payments made toward the program are non-refundable.
Extended Care Membership
Extended Care memberships are structured as a twelve (12) month commitment designed to provide ongoing accountability and strategic guidance following completion of the core coaching program. Extended Care memberships are non-refundable after enrollment or renewal.
Session Scheduling & Attendance
Coaching sessions are scheduled in advance. Clients may reschedule a session with at least 48 hours’ notice. Sessions canceled with less than 48 hours’ notice or missed appointments may be considered completed and may not be rescheduled.
Educational Materials
Any digital materials, worksheets, or educational resources provided during the coaching engagement are considered delivered upon access and are non-refundable.
Nature of Services
Crane Financial Solutions provides financial coaching and education only. We do not provide investment advice, securities recommendations, tax advice, or legal advice. Coaching services are designed to support clarity, discipline, and informed decision-making, but specific financial results cannot be guaranteed.
By enrolling in a coaching program or extended care membership, the client acknowledges and agrees to these terms.
Results Disclaimer
Individual results will vary. Financial outcomes depend on personal effort, commitment, financial circumstances, and external factors. No guarantees are made regarding income, debt elimination, credit score improvement, or investment performance.